1. "A CD at 4% is too low a rate. Let's not lock it in for more than 6 months."
2. "New York City real estate is overvalued. Surely it must drop an additional 15 to 20 percent."
3. "Pull out of Apple. No one's gonna buy expensive niche electronics in the middle of a deep recession."
4. "Gold is topped out at $1050. We're in Recovery mode already."
5. Failure to take advantage of every goddamn stock rally from October 09 til now.
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